Section outline

  • Help and Support

    • The financial literacy Toolkit Logo


      Getting Help and Support 

      If You’re Struggling With Money, You are Not Alone

      • Money worries can happen to anyone. Whether you’re stressed about bills, debt, or just managing day‑to‑day costs, remember this:

      • There is always help available.
        You don’t have to deal with it by yourself.

      • Reaching out early can make things feel much more manageable, and there are lots of free, trustworthy organisations ready to support you.

      Where to Get Financial Help (UK)

       

      Here are some of the most helpful places to get free, confidential, and non‑judgemental support:

      Where to Get Financial Help (UK)

      Here are some of the most helpful places to get free, confidential, and non‑judgemental support:


      Money Helper Logo

      1. MoneyHelper (Government-backed)


      Free budgeting tools, benefits info, and guidance on debt, money worries, and everyday spending.
      MoneyHelper [moneyhelper.org.uk]

      2. Citizens Advice

      Helps with debt, benefits, cost‑of‑living issues, 
      and what to do if you're struggling to pay bills.
      Citizens Advice – Debt & Money [citizensad...ice.org.uk]

      GOV.UK Logo

      Lists trusted organisations offering free and independent debt advice across the UK.
       GOV.UK Debt Advice [gov.uk]

      Step Change Logo

      4. StepChange Debt Charity

      One of the UK’s biggest debt‑help charities offering personalised plans and non‑judgemental advice.
      StepChange [stepchange.org]



      5. Turn2us

      Helps you check what benefits and grants you might be eligible for and offers advice if you're in financial difficulty.
       https://www.turn2us.org.uk [turn2us.org.uk]

      Shelter Logo

      Great if your financial situation is affecting your housing or rent payments.
      Shelter England Debt Advice [england.sh...ter.org.uk


      Final Thought:

      As a student, you’re juggling a lot, but you never have to face money worries alone. These organisations are here to help you take control, one step at a time.

    • Take Away Activity – My next 3 financial steps

       

      Personal Action Plan: “My Next 3 Financial Steps”

      Lets finish off with an activity for you to go away and put things in to action. Download the Personal Action Plan template and start moving to better financial health!

      Worksheet with numbered sections and blank boxes for planning three personal financial steps.